Colorado

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Centennial, Colorado CD Rates – 6-Month

You are viewing rates from banks across Centennial





Below are the best six-month CD Rates from banks with branches in Centennial, Colorado . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Centennial, CO - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 3.85% → 4.15% → 4.00% → 3.70% → 3.60%

| Aug 5, 2022

The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More

Rate History: 4.86% → 3.05%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 0.15% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.70%

$10,000

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0.66%

$500

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0.60%

$100,000

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0.60%

$10,000

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| Feb 7, 2022

I have found that if you live in the San Luis Valley, you must have accounts at two banks as at least one of them's website is inaccessible at an average of once per months or has their debit cards not fu... Read More

| Nov 4, 2021

Not a very helpful bank. Find another ! Read More

0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.49%

$100,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$100,000

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0.41%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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0.39%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.30%

$10,000

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| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

0.30%

$10,000

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0.30%

$100,000

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| Feb 7, 2022

I have found that if you live in the San Luis Valley, you must have accounts at two banks as at least one of them's website is inaccessible at an average of once per months or has their debit cards not fu... Read More

0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.28%

$100,000

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0.27%

$100,000

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0.25%

$500

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0.25%

$100,000

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| Nov 9, 2023

Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More

0.25%

$10,000

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| Sep 10, 2019

215,000.00 Read More

| Feb 4, 2020

Academy was great helping me open a new account Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jul 1, 2021

What day of the month do you report to the credit bureaus Read More

0.20%

$10,000

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.20%

$10,000

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0.20%

$10,000

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.20%

$100,000

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0.20%

$10,000

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0.20%

$100,000

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| Nov 9, 2023

Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More

0.20%

$1,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

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0.17%

$10,000

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

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0.15%

$10,000

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0.15%

$10,000

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0.15%

$10,000

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0.15%

$10,000

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0.15%

$10,000

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| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

0.15%

$10,000

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0.15%

$100,000

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0.14%

$1,000

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0.13%

$10,000

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0.12%

$10,000

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| Sep 21, 2020

I am fed up with how poorly this bank is run. I have made deposit and given a receipt with the wrong amount more than once. I have received other customer's cancelled checks. The online bank site is a mess... Read More

0.10%

$10,000

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0.10%

$10,000

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0.10%

$10,000

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| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

0.05%

$10,000

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.04%

$500

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0.01%

$10,000

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| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

0.01%

$1,000

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007


Branch Street City State
Beal Bank USA
Denver Branch
154 Steele Street Denver CO
Bank of America, National Association
Cherry Creek Branch
100 Filmore Street, Suite 100 Denver CO
FirstBank
17th And Main Branch
1707 North Main Street Longmont CO
Zions Bank
Southwest Branch
1380 South Federal Boulevard Denver CO
BOKF, National Association
Colorado State Bk & Trust Denver Dt Branch
1600 Broadway Denver CO
Wells Fargo Bank, National Association
Boulder Branch
1242 Pearl Street Boulder CO
JPMorgan Chase Bank, National Association
Greeley Downtown Branch
822 7th Street Greeley CO
Yampa Valley Bank
Yampa Valley Bank Branch
600 South Lincoln Avenue Steamboat Springs CO
RG Bank, A Savings and Loan Association
Rio Grande Savings And Loan Associat Branch
901 1st Avenue Monte Vista CO
Century Savings and Loan Association
Century Savings And Loan Association Branch
233 East Main St Trinidad CO
American Bank of Commerce
Colorado Springs Branch
434 S. Tejon Colorado Springs CO
Alamosa State Bank
Alamosa State Bank Branch
2225 Main Street Alamosa CO
Farmers State Bank of Calhan
Farmers State Bank Of Calhan Branch
1500 8th Street Calhan CO
Adams Bank & Trust
Garden Of The Gods Branch
1310 Garden Of The Gods Road Colorado Springs CO
Liberty Savings Bank, F.S.B.
E Yale Ave Branch
6460 E. Yale Avenue Denver CO
FlatIrons Bank
Flatirons Bank Branch
1095 Canyon Blvd, Suite 100 Boulder CO
RNB STATE BANK
Rawlins National Bank - Longmont Bra Branch
2001 North Main Street Longmont CO
San Luis Valley Federal Bank
San Luis Valley Federal Bank Branch
401 Edison Avenue Alamosa CO
Century Savings and Loan Association
Century Savings And Loan Association Branch
233 East Main St Trinidad CO
Stockmens Bank
Stockmens Bank Branch
25 N. Cascade Avenue Colorado Springs CO
Del Norte Bank
Del Norte Bank Branch
705 Grand Avenue Del Norte CO
First Pioneer National Bank
First Pioneer National Bank Branch
145 West Fourth Street Wray CO
The First National Bank of Hugo
The First National Bank Of Hugo Branch
321 4th Street Hugo CO
Fortis Bank
Fortis Private Bank Branch
1550 17th Street, Suite 203 Denver CO
The First National Bank in Trinidad
The First National Bank In Trinidad Branch
100 East Main Street Trinidad CO
Champion Bank
Champion Bank Branch
16790 Centre Court Parker CO
Frontier Bank
Walsh Branch
501 North Colorado Walsh CO
First FarmBank
First Farmbank Branch
2939 65th Avenue Greeley CO
RNB STATE BANK
Rawlins National Bank - Longmont Bra Branch
2001 North Main Street Longmont CO
San Luis Valley Federal Bank
San Luis Valley Federal Bank Branch
401 Edison Avenue Alamosa CO
GNBank, National Association
Valley State Bank Branch
204 South Fourth St Lamar CO
Del Norte Bank
Del Norte Bank Branch
705 Grand Avenue Del Norte CO
The State Bank
The State Bank Branch
124 Colorado Street La Junta CO
First Southwest Bank
Center Branch
2060 East Highway 112 Center CO
First National Bank Colorado
Fowler Branch
117 Main Street Fowler CO
Frontier Bank
Walsh Branch
501 North Colorado Walsh CO
CoreFirst Bank & Trust
Corefirst - Vallagio Branch
10130 E. Dry Creek Road Englewood CO
Glacier Bank
Valley Plaza Branch
2452 Highway 6 And 50 Grand Junction CO
Equitable Savings and Loan Association
Equitable Savings And Loan Associati Branch
221 N 3rd St Sterling CO
High Country Bank
High Country Bank Branch
7360 West Us Highway 50 Salida CO
Alamosa State Bank
Alamosa State Bank Branch
2225 Main Street Alamosa CO
Grand Valley Bank
Fruita Branch
452 South Maple Fruita CO
NBH Bank
Greeley Branch
3780 West 10th Street Greeley CO
Mountain Valley Bank
Mountain Valley Bank Branch
461 Main Walden CO
First Pioneer National Bank
First Pioneer National Bank Branch
145 West Fourth Street Wray CO
Points West Community Bank
Points West Community Bank Branch
1291 Main Street Windsor CO
The Eastern Colorado Bank
Kit Carson Branch
113 Main Street Kit Carson CO
North Valley Bank
North Valley Bank Branch
9001 North Washington Street Thornton CO
First National Bank, Cortez
First National Bank, Cortez Branch
2258 E. Main Street Cortez CO
FMS Bank
Fms Bank Branch
520 Sherman Street Fort Morgan CO
Park State Bank & Trust
Park State Bank & Trust Branch
710 W Hwy 24 Woodland Park CO
Rocky Mountain Bank & Trust
Rocky Mountain Bank & Trust Branch
101 East Main Street Florence CO
InBank
Southlands Branch
24450 East Smoky Hill Road Aurora CO
High Plains Bank
High Plains Bank Branch
329 Main Avenue Flagler CO
Farmers Bank
Farmers Bank Branch
119 First Street Ault CO
Academy Bank, National Association
Razorback Road Branch
8250 Razorback Road Colorado Springs CO
Herring Bank
Colorado National Bank Branch
3110 North Nevada Avenue Colorado Springs CO
Rocky Mountain Bank & Trust
Rocky Mountain Bank & Trust Branch
101 East Main Street Florence CO
Armed Forces Bank, National Association
Fort Carson Facility Branch
6384 Wetzel Avenue, Building 1512 Fort Carson CO
MNB BANK
Burlington Colorado Branch
17999 Us Highway 385 Burlington CO
Integrity Bank & Trust
Integrity Bank & Trust Branch
1275 Village Ridge Point Monument CO
UMB Bank, National Association
Mountain States Bank Branch
1635 East Colfax Avenue Denver CO
The Dolores State Bank
The Dolores State Bank Branch
101 South 6th Street Dolores CO
FirstOak Bank
Firstoak Bank-Pueblo Branch
1419 W Us Highway 50 Pueblo CO
Native American Bank, National Association
Native American Bank, National Association Branch
999 18th Street Denver CO
InBank
Southlands Branch
24450 East Smoky Hill Road Aurora CO
First National Bank
Arapahoe Bank And Trust Branch
7777 East Arapahoe Road Englewood CO
High Country Bank
High Country Bank Branch
7360 West Us Highway 50 Salida CO
Golden Belt Bank, FSA
Fort Morgan Br Branch
321 Ensign Street Fort Morgan CO
The Farmers State Bank of Brush
The Farmers State Bank Of Brush Branch
200 Clayton Street Brush CO
Points West Community Bank
Points West Community Bank Branch
1291 Main Street Windsor CO
Waypoint Bank
Mountain View Branch
24 South Weber Street Suite 151 Colorado Springs CO
FMS Bank
Fms Bank Branch
520 Sherman Street Fort Morgan CO
The Gunnison Bank and Trust Company
The Gunnison Bank And Trust Company Branch
232 West Tomichi Avenue Gunnison CO
The Colorado Bank and Trust Company of La Junta
The Colorado Bank And Trust Company Branch
301 Colorado Avenue La Junta CO
ANB Bank
Anb Bank Branch
3033 East First Avenue Denver CO
Home Loan State Bank
Home Loan State Bank Branch
205 N. 4th Street Grand Junction CO
The Dolores State Bank
The Dolores State Bank Branch
101 South 6th Street Dolores CO
5Star Bank
5star Bank Branch
Peterson Air Force Base, 455 W. Paine St., Bldg. 1485 Colorado Springs CO
MidFirst Bank
Cherry Creek Bkg Ctr Branch
101 Cook Street Denver CO
Native American Bank, National Association
Native American Bank, National Association Branch
999 18th Street Denver CO
FNB Bank
Kirk Branch
2988 County Road M Kirk CO
Timberline Bank
Timberline Bank Branch
633 24 Road Grand Junction CO
First Western Trust Bank
First Western Trust Bank Branch
1900 16th Street, Suite 1200 Denver CO
First National Bank
Arapahoe Bank And Trust Branch
7777 East Arapahoe Road Englewood CO
Four Corners Community Bank
The Citizens State Bank Of Cortez Br Branch
77 West Main Street Cortez CO
Redstone Bank
Redstone Bank Branch
15765 East Arapahoe Road Centennial CO
The Pueblo Bank and Trust Company
The Pueblo Bank And Trust Company Branch
301 West 5th Street Pueblo CO
First National Bank, Cortez
First National Bank, Cortez Branch
2258 E. Main Street Cortez CO
Glacier Bank
Valley Plaza Branch
2452 Highway 6 And 50 Grand Junction CO
KeyBank National Association
300 West Oak Street Branch
300 West Oak Street Fort Collins CO
FNB Bank
Kirk Branch
2988 County Road M Kirk CO
U.S. Bank National Association
Cedaredge Branch
105 South Grand Mesa Drive Cedaredge CO
First National Bank of Omaha
Johnstown Branch
100 Johnstown Center Drive Johnstown CO
Evergreen National Bank
Georgetown Branch
502 Sixth Street Georgetown CO
First-Citizens Bank & Trust Company
Boulder Branch
1601 28th Street Boulder CO
Bank of Estes Park
Bank Of Estes Park Branch
255 Park Lane Estes Park CO


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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